EarnIn: Make every day payday
- Access up to $150/day, with a max of $1,000 between paydays. It’s the cash you’ve earned, ready when you need it.
- There’s no interest, no credit check, and no mandatory fees.
- Get money in your bank in minutes with Lightning Speed for a small fee, or in 1-2 business days at no cost.
- Over 29M downloads — and counting
- EarnIn uses the latest in security technology to keep your data protected and private. We never sell your personal information.
About
EarnIn lets you access up to $150/day ($1000/pay period)¹ of your earned wages before payday. No interest, no credit checks.
Terms & Conditions
EarnIn is a financial technology company, not a bank. Banking services are provided by our bank partners on certain products other than Cash Out.
EarnIn determines your daily and pay period limits (“Daily Max” and “Pay Period Max”) based on your income and financial risk factors as outlined in the Cash Out User Agreement. EarnIn reserves the right to adjust the Daily Max and Pay Period Max at its discretion. Your actual Daily Max will be displayed in your EarnIn account before each Cash Out. For additional information about your Daily Max and Pay Period Max, please refer to our FAQ. Service may not be available in all states.
EarnIn does not charge interest on Cash Outs or mandatory fees for standard transfers, which usually take 1–2 business days. For faster transfers, you can choose the Lightning Speed option and pay a fee to receive funds within 30 minutes. Lightning Speed may not be available at all times and/or to all customers. See the Fee Table for details. Tips are optional and do not affect the quality or availability of services.
Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. Lightning Speed may not be available to all customers. Actual transfer speeds depend on your bank. See the Lightning Speed Fee Table for details.