Point Digital Finance
Point's Home Equity Investment (HEl) lets homeowners unlock cash-up to $500,000. There are no monthly payments, no income requirements, and no need for perfect credit. Funds can be used for anything—home upgrades, debt payoff, or financial breathing room.
Repay anytime within 30 years, with no prepayment penalty and a capped repayment amount that protects you if your home value skyrockets. See your personalized offer in under a minute.
About
Point provides homeowners a way to access up to $500,000 of their home equity through a Home Equity Investment.
It can take under 60 seconds to complete a no-obligation pre-qualification and see a personalized offer, including multiple home appreciation scenarios.
No monthly payments -
HEIs are repaid in a single payment at any time within the 30 year term.
No income requirements -
Income and Debt to Income are not considered during the Home Equity Investment application process.
No need for perfect credit -
Homeowners can qualify for an HEI with a range of financial circumstances, with credit scores from 500 to 850.