ATM.com

Get up to $50* with ATM Instant Cash™

Cash straight to your bank. No credit check required.

ATM app

An app designed to put more money in your pocket

ATM Instant Cash™

*Eligibility is based on review and approval. Not all applicants will be eligible for ATM Instant Cash™. Transfer fees may apply.

  • Get up to $50*

    Get cash instantly when you need it. No interest. No credit check. No late fees. Not a personal loan. We're not lenders or a bank.

  • Avoid Overdraft Fees

    Help avoid overdraft fees and welcome emergency funds to assist with unexpected expenses.

  • Pay $3.99/month

    Unlock the power of hassle-free cash access. As a member, you have easy access to cash whenever you need it. No more repeated applications—your membership takes care of it all.

ATM Ant with Card

How to start with ATM Instant Cash™

  1. 1

    Apply in minutes

    See how much of an advance you qualify for with no credit check, just by linking the bank account where you receive income.

  2. 2

    Request advances up to $50*

    You have options when it comes to how much you take. We target an amount you can pay back without setting you back.

  3. 3

    Cash out and spend

    Your cash advance will arrive to your card within seconds. Spend it however you like.

  4. 4

    Repay and request another

    You agree to a settlement date when you take the advance*. We don't charge interest or late fees, so settling up won't come with surprises.

*Eligibility is based on review and approval. Not all applicants will be eligible for ATM Instant Cash™. Transfer fees may apply.

How members are using ATM Instant Cash™

Where quick advances can make a difference.

  • ATM Instant Cash™ Food & GroceriesFood & Groceries
  • ATM Instant Cash™ Housing & UtilitiesHousing & Utilities
  • ATM Instant Cash™ Auto & TransportationAuto & Transport
  • ATM Instant Cash™ Medical & HealthcareMedical & Healthcare

Testimonials

We've helped millions of people get more money!

Games and Surveys

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I have cashed out $50 in the first month playing games and doing surveys

- Melanie H

Thanks

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They gave me 25$ when I was really in a mess. Thanks ATM instant cash!

- Stephany S

Delivers

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This app is AMAZING! It doesn't have a lot of red tape and PROMISES, it just DELIVERS!

- Marla M

Legit

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There's a lot of options to make money, but I'm still waiting on my payout, or it would be five stars..TBC Well that very same day, my money reached my account and have had two more deposits since..and to be true to my word... 5 stars

- Shaun

Best App

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This is the best app I have ever used to make money. They pay out and it's not difficult to cash out! Update.... it's still the best and easiest app to use for making money!

- Dixie C

Fun & Easy

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It's straight forward. Made easy. Why not have some fun & make some cash. 💯💰💰

- James P

Fun & Educational

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I'm actually having fun with this app. I am also being introduced to some apps that are extremely useful.

- Lana O

Great App!

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It's a great app that allows you to earn a small amount of passive income and you can even invest that earned money in the market. Lets grow this together! 🐜💪💯

- John F

Love the ant colony

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I love being part of the ant colony, it save a little extra cash for small items that you might need like toiletries and showering.

- Lorren W

A lot of opportunities

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There are so many opportunities to earn money from engaging with their partners and some of the rewards are very generous.

- Luke S

This is the best app

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I've tried several different apps and services that pay incentives for accepting brand offers, ATM is by far the best.

- Angela F

I love ATM

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I love what ATM is trying to do here; and I'm excited to see where we end up!

- Devin W

Educational

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It's a great app! It really break things down so you can understand and it goes in depth on what you should do. So I'm my opinion just give it a shot cuz you only live once.

- Jared T

Actually good app

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I earn about $1.50 a week. Sure, it doesn't sound like a lot, but it adds up, and I get introduced to new brands, and the layout is user-friendly, what's not to like? It's very easy and fun.

- Sarah S

Easy to use

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I'm very happy with the app. I've been using it for about 4 months & made a bit over $43.00. I'm just letting it accumulate for now. I think it's the easiest app to make money I've come across.

- Candace L

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